Medicare
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THE INFO YOU NEED TO MAKE AN INFORMED DECISION
Medicare Special Needs Plans in 2025: How to Know if You Qualify
Medicare Special Needs Plans (SNP’s) are Medicare Advantage plans designed to meet the unique needs of individuals who fall into three categories: those who have chronic health conditions, those who qualify for Medicare and Medicaid, and those who require...
What Medicare Covers When You Travel Out of State
Retirement means different things to different people, but the desire to travel is often at the top of retirees’ lists. In one survey, 62% of seniors listed travel as their number one retirement goal. The luxury of more time means seniors are able to travel for a...
Seniors and Mental Health
Up to 25% of adults age 65 and older are living with mental health issues. Though there are now more open discussions about the importance of mental health in our society, many seniors remain reluctant to seek help. Some view mental health issues as a personal...
Understanding Your Part D Drug Formulary
If you take any prescription medications, you are probably familiar with your insurer’s drug formulary. You know that the formulary determines if the insurer covers your prescription and how much you will pay. Having a more in-depth understanding of how the formulary...
Medicare Changes for 2025 – What to Expect
The costs associated with your Medicare coverage change every year. The Centers for Medicare and Medicaid Services (CMS) determine Medicare costs based on several factors, including the cost of providing healthcare and inflation. No matter if you are covered by a...
Veterans: What You Need to Know About Medicare
If you are one of more than 8.2 million veterans aged 65 or older, you might have some questions about how Medicare works in conjunction with your military benefits. A local Medicare agent is your best resource for answers to those questions. Your agent will meet with...
New Year, New Benefits
As the new year begins, it’s important to understand your Medicare coverage in order to avoid unexpected costs. Investing the time now will help you maximize your benefits and prevent the frustration that comes from unwanted financial surprises. If you have a Medicare...
Your Post AEP Checklist: Five Things You Should Do To Help You Make the Most of Your Benefits in 2025
Now that Medicare’s Annual Enrollment Period has ended and you have chosen a plan for 2025, here are five things you should do to help you make the most of your benefits. 1. Check Your New ID Card If you enrolled in a new plan, you should receive a new ID card for...
25 Things Medicare Could Pay For … If You Have the Right Plan
What does Medicare cover? All Medicare plans are required to cover certain benefits, including vaccines, annual wellness visits and medically necessary care. Some plans provide additional benefits. If you want any of the following 25 benefits, check your Medicare plan...
Understanding Your Out-of-Pocket Costs with Medicare
Whether you are new to Medicare or have been enrolled for a while, you might be surprised by some of the out-of-pocket costs you encounter for your health care. Medicare covers a lot, but it does not cover everything. Out-of-pocket expenses can vary greatly depending...
How the 2025 Social Security COLA Will Affect Your Medicare Benefits
For seniors, the annual Social Security Administration cost-of-living adjustment is a big deal. It doesn’t just impact how much you receive each month in retirement benefits. It also impacts your Medicare costs. Here’s a look at what to expect from the 2025 Social...
Medicare Homebound Status: Guidelines and Criteria
If you are like most seniors, you want to stay in your home as you age. But what happens if it becomes more difficult for you to get out of your house for medical care? You might qualify to receive Medicare covered home health services if you meet the criteria. Here’s...