by Medicare Educators Team
End-stage renal disease (ESRD) occurs when a person’s kidneys stop functioning. According to CMS, patients with ESRD will need either a regular course of long-term dialysis or a kidney transplant in order to stay alive. Both options come with a hefty price tag....
by Medicare Educators Team
Good health is a complicated puzzle. It contains many pieces: genetics, environmental factors, habits and so on. While traditional health insurance benefits only address part of this puzzle, new rules let Medicare Advantage plans look at the whole picture to help...
by Medicare Educators Team
Long-term care is a major expense that many seniors will need to cover but few have planned for. According to the U.S. Department of Health and Human Services, a person turning 65 today has a 70 percent chance of needing long-term care services at some point. Care can...